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At Foremost, we focus on specialty products, like mobile homes and motorcycles. We insure more than one million mobile home residences across the United States. With all of our specialty products, we serve over two million customers. Foremost is a wholly owned subsidiary of the Farmers Insurance Group of Companies, the nation's third-largest insurer of personal property.

  • Foremost was originally created to provide insurance for a new and growing market of mobile home owners in 1952.
  • By 1961, Foremost sold mobile home insurance in every state except Hawaii.
  • Foremost began with one account, doing business in just one state. A staff of three people worked out of a one-room office. Less than one year later, the staff numbered 11. In five years, Foremost was doing business in 35 states and had 44 employees.
  • Fire Hurts!, the first arson reward program to target mobile home arsons, was started by Foremost in 1974 and continues today.
  • It's important for us to help our customers learn about safety. In addition to Fire Hurts! we've campaigned for tie-down laws. Foremost employees worked with the Department of Housing and Urban Development to help establish the original mobile home building codes in the mid-1970s. Our Web site offers information about motorcycle safety and mobile home safety.
  • Foremost earned the approval of AARP to provide mobile home insurance to their members in 1989, leading to the development of The AARP Mobile Home Insurance Program from Foremost. We are proud to continue to provide this program to AARP members today.
  • On March 7, 2000, Foremost was acquired by the Farmers Insurance Group of Companies.
  • During 2000, Foremost began offering motorcycle insurance programs.
  • Our growth has been fueled not only by our willingness to innovate, but also by our commitment to superior claim service. Claim service has been an important part of the Foremost commitment since the earliest days of the company. Our claim representatives are extensively trained to understand what it takes to repair the property we insure. Our claim team is committed to fast, fair and friendly service.
  • In 2001, Foremost introduced mygreathome.com, a Web site for manufactured home owners, full of tips for home maintenance, interior decorating, landscaping and more.
  • In 2004, AARP chose Foremost to provide its members with motorcycle insurance through the AARP Motorcycle Insurance Program from Foremost. We're proud of the excellent relationship we have with AARP and its members and we look forward to working with them far into the future.
  • Today, Foremost has over 2,000 employees across the country. This includes people who work at our corporate office in Caledonia, Michigan; offices in Kansas City, Missouri; and Baltimore, Maryland. It also includes our regional claim offices, regional agencies and our field and claims staff.
  • Foremost is part of Farmers Insurance Group and does business in the United States. The Foremost Companies are Foremost Insurance Company Grand Rapids Michigan, Foremost Signature Insurance Company, Foremost Property and Casualty Insurance Company, American Federation Insurance Company, Foremost County Mutual Insurance Company (Texas) and Foremost Lloyds of Texas.
  • Our corporate offices are located at 5600 Beech Tree Lane, Caledonia, Michigan 49316. We also have several regional claim offices in locations across the country. Foremost claim representatives are based throughout the United States.

More about Foremost...

In 2000, the Foremost Insurance Group of companies merged with the Farmers Insurance Group of Companies. Headquartered in Los Angeles, the Farmers exchanges include the third-largest writer of both private passenger automobile and homeowners insurance in the U.S., providing coverage to 16 million customers through 15,000 agents throughout the U.S. Farmers Group, Inc., which manages the Farmers insurance exchanges, is a member of the Zurich Financial Services Group, one of the largest financial services groups in the world with annual sales of $45 billion.

The Foremost Insurance Group companies do business in the United States and are made up of Foremost Insurance Company Grand Rapids Michigan, Foremost Signature Insurance Company, Foremost Property and Casualty Insurance Company, American Federation Insurance Company, Foremost County Mutual Insurance Company (Texas) and Foremost Lloyds of Texas.

Foremost corporate offices are located at 5600 Beech Tree Lane, Caledonia, Michigan 49316. We also have regional claim offices in Pennsylvania, Florida, Texas and California. Foremost field sales and claim representatives are based throughout the country.